Last updated: February 26, 2023

1. Conditions of Use: By accessing this website, you consent to be bound by the website's Terms and Conditions of Use, relevant laws and regulations, and their compliance. If you disagree with any part of these terms and conditions, you are prohibited from using or accessing this website. The materials on this website are protected by applicable copyright and trademark laws.

2. Usage License: You are granted permission to temporarily download one copy of the materials (information or software) on Loan-io's website for personal, non-commercial use only. This license is not a transfer of ownership; under this license, you may not:

- Alter or duplicate the materials;

- Employ the materials for any commercial purpose or public display (commercial or non-commercial);

- Attempt to reverse-engineer or reassemble any software or materials on Loans-io's website;

- Remove any copyright or proprietary notices from the materials; or

- Transfer the materials to another person or "mirror" the materials on another server.This license may be terminated by Loans-io at any time if you violate any of these restrictions or at Loans-io's discretion. Upon termination of this license or when your viewing rights are revoked, you must destroy any downloaded materials in your possession, whether in electronic or printed format.

3. Disclaimer: The materials on Loans-io's website are provided "as is." Loans-io disclaims all warranties, express or implied, and negates and nullifies all other warranties, including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other rights. Furthermore, Loans-io does not warrant or make any representations regarding the accuracy, likely outcomes, or reliability of the materials on its website or relating to such materials or any sites linked to this website.

4. Limitations: In no event shall Loans-io or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising from the use or inability to use the materials on Loans-io's website, even if Loans-io or an authorized representative has been notified orally or in writing of the possibility of such damage. Some jurisdictions do not allow limitations on implied warranties or liability for consequential or incidental damages; these limitations may not apply to you.

5. Revisions and Errata: The materials appearing on Loans-io's website may contain typographical or photographic errors. Loans-io does not warrant that any of the materials on its website are accurate, complete, or up-to-date. Loans-io may make changes to the materials on its website at any time without prior notice. However, Loans-io does not commit to updating the materials.

6. External Links: Loans-io has not reviewed all of the websites or links connected to its website and is not responsible for the content of any linked site. The inclusion of any link does not imply endorsement by Loans-io of the site. Use of any linked site is at the user's own risk.

7. Modifications to Site Terms of Use: Loans-io may revise these terms of use for its website at any time without notice. By using this website, you agree to be bound by the then-current version of these Terms and Conditions of Use.

8. Applicable Law: Any claim relating to Loans-io's website shall be governed by the laws of Tennessee Loans-io State, without regard to its conflict of law provisions.

General Terms and Conditions apply to the use of a website.

Privacy Policy

Your privacy is of utmost importance to us. As such, we have developed this Policy to help you understand how we collect, use, share, and protect your personal information. The following outlines our privacy policy:

• Prior to or at the time of collecting personal information, we will specify the purposes for which the information is being collected.

• We will collect and use personal information solely for the purposes we have defined and for other legitimate purposes, unless we obtain the consent of the individual concerned or as required by law.

• We will retain personal information only for the duration necessary to fulfill those purposes.

• We will collect personal information through lawful and fair means, and, when appropriate, with the knowledge or consent of the individual concerned.

• Personal information should be relevant to the purposes for which it is used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.

• We will safeguard personal information by implementing security measures to protect against loss or theft, as well as unauthorized access, disclosure, copying, use, or modification.

• We will promptly provide customers with access to our policies and procedures for managing personal information.

• We are committed to conducting our business in accordance with these principles to ensure the confidentiality of personal information is protected and maintained.